Today, to get rid of the imposed restrictions, financial institutions have started to repay the debts in large quantities. Unequivocal reaction to their such actions while is not present: experts were divided in judgements, the authorities make a helpless gesture, and the market has reacted falling. Among the first lucky beggars who have returned the state help, there were ten banks, successfully passed spring test by the stress-test. The Treasury Department of the US has given out permission JPMorgan Chase and Co, Goldman Sachs Group Inc, Morgan Stanley, US Bancorp, Capital One Financial Corp, American Express Co, BB&T Corp, Bank of New York Mellon Corp, State Street Corp and Northern Trust Corp on returning in total Banks also intend to redeem $68,27 billion at the Ministry of Finance варранты on ordinary actions which they have received together with state money. Варранты grant to the Ministry of Finance the right to take ordinary shares of financial establishments under the established price within ten years, but banks can redeem варранты at the state at «fair market cost».

According to participants of the market, such actions of financial establishments testify that the bank branch rises on feet after the losses suffered by it which «have sunk» some companies and economic recessions last year have led. «I yet did not see, that someone was idle. Certainly, it that we wished to see», – rejoices representative BB&T Corp. The head of this bank of Kelly King has informed that its financial establishment will return the decision on the trips arranged for celebration of caused a stir workers which has been cancelled under political pressure. The government can borrow further the returned money to other organisations requiring the help. Within the limits of program TARP (Troubled Asset Relief Program) now remain $110 billion, they can be still allocated to insurers and small banks.

With banking establishments which have already paid off with the state, restrictions on payment of bonuses to top-managers, increase of the size of dividends, employment of foreigners and the sum of expense accounts now will be removed. For example, employees Goldman Sachs have already informed on record bonus payments in case the bank will show the highest revenue for the history. Experts consider such prospect quite real because the bank practically has no competitors and in the first half of the year has essentially increased receipts from trade in a foreign currency, bonds and products with the fixed income. Chief executive Goldman Sachs Lloyd Blankfejn has declared that the bank is obliged to make so that indemnifications reflected true efficiency of establishment and motivated due behaviour of employees.

It is interesting that for last month at once some banks have declared increase of wages more than on 50 %. It has strengthened turnover of staff in the market and has forced many financial institutions to follow the lead of competitors. According to the head рекрутинговой Patrick Filda’s companies Hanover Search, UBS and Merrill Lynch have lost this year about a quarter of the best employees. Many have left them in actively developing now Barclays, Credit Suisse and Deutsche Bank. It has led to that, despite lacking possibility to pay off today with the state, for example, Citigroup will raise salaries to the employees to compensate them decrease in annual bonuses. Salaries of investment bankers and traders will most of all grow.

Except Citigroup, the permission to payment of debts was received also by such giants as Bank of America and Wells Fargo, however under statements of representatives of these establishments, management will try to do the utmost for fast calculation with the state.